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Michael Bayer

Advanced Markets Director

Combining his 27 years of professional financial planning practice, Michael serves as the firm's Advanced Markets Director, focusing on complex planning solutions. With his passion for education, Michael also focuses on providing world-class financial advice to clients and fellow financial planners. As Director of the Capital Solutions Group (CSG), Michael's responsibilities include developing and overseeing the firm's financial planning department and associated specialists in coordination with the firm's growth initiatives. ichael and his wife Jill reside in northwest Austin and have four adult daughters with whom they enjoy spending time.

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Travis Cloud

Director of Financial Planning

The client’s financial goals may include preparing for milestone life events like retirement or college, protecting their family’s future, or simply seeking insurance protection. Travis brings an elevated level of attention, insight, and capability. After analyzing the current financial situation, he helps identify financial goals and barriers, illustrates a plan of action to reach goals and deal with concerns, identifies gaps, and offers solutions to help fill them through various Financial Planning Strategies. A University of Texas graduate, Travis enjoys everything outdoors with his wife and children.

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P. Jordan Smith, Jr.

Financial Planning Director

In addition to running his own practice, Jordan assists other advisors in implementing, growing, and improving their financial planning practices. As a fiduciary, the legal obligation is to put the client first, but Jordan’s moral compass always points him to do what’s right for clients. In his free time, Jordan hunts, spends time with family and friends, looks for his lost golf balls, cheers onhis beloved Aggies and Dallas Cowboys, learns new skills, and spends time with his dog, Buddy.

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Scott Talbott

Financial Planner, Agency Investment Specialist

Preparing for that next step in life isn’t always easy. Scott’s combination of experience, professionalism, and access to various products and services can help clients meet financial goals, plan estate strategies, and determine insurance needs. A Trinity University grad with a Bachelor of Science in Business Administration, Scott is married with two sons. He is a third-degree martial artist, teacher, and state amateur competitor. He is also a member of the Sons of the American Revolution, San Antonio chapter.

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Joe Skarda

Director , Eductaion & Training- San Antonio

Joe has 48 years of professional practice which focuses onBusiness Owners, Qualified Retirement Plans, Non-Qualified Executive Benefit Plans, Business Continuation, and Income Maximization Strategies. A lifelong member of South Texas, Joe’s roots are deep. With an unparalleled level of experience, designations, memberships, and published articles, Joe brings his vast financial knowledge to helping clients and fellow financial planners. Joe has been married to Debbie for nearly 50 years and enjoys time with his wife, daughter, and grandsons.

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Carmen Corona

Resource Director

Carmen has worked in the insurance industry for 32 years in various managerial and administrative roles. Her extensive customer service skills and product knowledge are indispensable to support the team members of the Capital Solutions Group. She is committed to handling all requests promptly and efficiently. Carmen and David, her husband of 35 years, enjoy working on home improvement projects and hiking to explore state and national parks.

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Ryan Hamman

Financial Advisor

Ryan is committed to helping clients protect their assets and achieve financial goals. With a bachelor’s degree in Kinesiology from UT Austin, he was an educator, teaching economics, government, and coaching high school basketball for nine years. His “previous life” vocation provides a level of understanding that connects with clients. Since 2013, he’s been with MassMutual South Texas, certified in fee-based financial planning and E-money. Ryan is also FINRA registered with series 6, 63, and 65 and is an Investment Advisor Representative (CRIA).